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There are many people today who are interested in finding a no-employment-verification home loan. However, before you become serious about a loan of this nature, you should know the pros and cons. There are many times when a loan can be obtained this way, but a loan of this nature is not always in the best interest of the homeowner. It is good to understand these sorts of no verification loans to the best of your ability before pursuing them any farther. In the following text, you will find two scenarios -- one scenario will be the upside of this sort of loan and the next scenario will be the downside of this sort of loan. The first scenario will be a pro side of this sort of no verification loan...

is one of the fastest growing resume databases on the internet. Every day over 1000 jobseekers post their resume to our database making a database you can't afford not to search! HotResumes 3.1 still has all the great features as before PLUS these new POWERFUL tools: - Bookmark Resumes - Don't loose a potentially perfect match - Bookmark the resume so you can easily find it again. - Resume Management - New views allow you to see resumes you have bookmarked, previously viewed, and candidates you have contacted - providing you with tools to better manage you resume search activities. - Brief and Extended Views - Choose how much information you want to see at a glance - the brief view gives you a more...

Is it really true that some people a cheaper auto insurance rate easy to get on the basis of their work can? What is the relationship between work and your car insurance rates? Is it fair charge for the higher car insurance premiums to the people in certain "higher risk" work occupations? These are all important questions to ask for all, especially those who work (most of us!) How many people do not realize thattheir profession is one of the factors that many insurance companies put their motor insurance prices as a basis. - Auto Insurance The world of the professions is a very broad term. Not only that label professions who you are and what you do for a living, but now they have a lot with how much...

First - some of the responsibilities that might come with chef manager jobs: Menu planning, making sure the chefs are ready for service, administration, health and safety, food ordering,staff management, stocktaking, and financial tasks. All these responsibilities for one person might look daunting, but have you ever, while working in a kitchen, looked at your Chef Manager thinking that it's a tough job and a great responsibility, but you could probably do the job yourself, and do it really well? Well, you might be right - to help you find out, we've compiled a few questions you should ask yourself: · Can you show a well-proven track record in the kitchen on your resume? Of course, excellent...

If your sweet tooth tingles every time you pass by a bakery and your hands itch to bake a fresh pie then you can become a pastry chef. These chefs are regarded with envy by others in the culinary industry, as they are highly sought after. How to become a pastry chef - Instructions Step I: Before you jump into the profession of a professional pastry maker, you should better research about the job description and the job responsibilities of a you will have in this profession. A pastry chef's duty is not only to bake cakes but also to take orders and manage supplies. To know more about pastry chef as a profession either read some books related to baking and cooking or research on the internet. Step II...

Firstly you must arrive early and give yourself enough time to be ready to face customers. They will not be impressed if you turn up tot heir table stressed and rushed. Customers go to restaurants to relax and enjoy themselves and they will get irritated if they are kept waiting. It is vital to make a good first impression, convey your personality and come across as and friendly and charming. You can achieve this by looking smart and professional and greeting customers with a smile. Make sure all tables are cleaned properly, are presentable and visually pleasing. Customer satisfaction is top priority for restaurants and first impressions directly contribute to a customers overall experience. Try to...

Some people were just born to cook and learning how to become a chef is a natural desire. For those who love cooking, magic often occurs in our very own kitchen. You start with a bunch of ingredients, mix them together, put them in the oven, and soon you will have a wonderful dish that looks and smells totally awesome. Its the chefs in fine dining establishments that can take credit for the impressive plate of food in front of you. Aspiring gourmets associate being a chef with a romantic mystique. As far as deciding on a career as a chef, you will have some things to consider. The high status of a professional chef is achieved by dedicating many years to hard work and training. The majority of chefs...

Let's face it- there are cleaning jobs that you hate to do. Try as we might to get out of them, they still need to be done. Why not make them fun? Here are some ideas to make those tough cleaning projects fun for you. Moldy Faces Cleaning out the refrigerator can be a messy, smelly job with rotten fruit and sour milk. Yes, it's gross. But it can be fun. Look for designs in the mold. Does that mold look like an elephant? Is that Elvis' face on the cheese? You never know- maybe you could sell it on Ebay. Sweep-Skates Hardwood floors are so lovely to look at, but hard to keep clean. It seems like you are sweeping all the time. Strap some extra fuzzy socks or rags to your feet and get to skating. Skate...

Tinnitus is an extremely common condition which afflicts millions of people all over the world. Tinnitus symptoms vary in strength from being a mild annoyance to extremely debilitating - it is often a symptom of another underlying condition. One of the many causes is damage to the nerve endings in the inner ear. Here's a list of famous people who have suffered from the condition to some extent. 1. William Shatner- caused by a loud explosion on the set of Star Trek in the 1960s 2. Eric Clapton - a common complain amongst rock musicians 3. Lemmy from Motorhead (a very loud rock band) 4. David Letterman - Chat Host 5. Leonard Nimnoy - Mr Spock - also from explosion from Star Trek set 6...

p>You might think with all the economic uncertainty and problems in the financial markets that now is not a great time to be searching for job vacancies on cruise ships. However almost alone amongst the foreign travel industry - cruises are defying the market and are more popular now than ever. There are more cruise liners operating all over the world than ever before and the demand for reliable skilled employees is rising all the time. Most cruise liners now are pretty much comparable to floating five star hotels and offer a huge variety of facilities and entertainment to their passengers. This of course means that the variety of skills needed to look after thousands of guests is also greatly...

for your dream job interview is always stressful and if you are appearing of the very first time then, the series of questions would be killing.Even if you have gone through several interviews, you would be feeling a bit stressful.The best way of reducing the stress of interview is to be prepared for it.You need to take some time for reviewing the interview questions and also to go through the sample answers to these questions. The most common question which revolves around the mind of a person appearing for the interview is 'What type of interview questions to prepare for'. It is always better to prepare for the most frequently asked questions which probably you may be asked to answer.These...

The world economy is peaking and instances of job shortage are coming down drastically. Among all the sectors, the industry which has captured the most attention is the hospitality industry. Even though it remained largely unaffected by the recent economic crunch, the subsequent revival has had a profound effect on it. The hospitality industry envelops a large number of sub industries like tourism, hotels, restaurants etc. Among all these, the restaurant business has witnessed a high percentage of growth in the recent times. With more and more courses offering specialized courses to pursue rewarding careers in restaurantindustry, students have not let go of this opportunity. It has been a mutually...

u have a keen interest for the welfare of animals? Do you want to know how to become a vet assistant? There are two available routes to become a veterinary assistant. First, you may take the on-the-job training route and gain experience to become a full-pledged vet assistant. You can also take formal vet assistant training courses and get a certificate so you can start with a higher salary level. No matter what route you take, becoming a vet assistant can provide many opportunities for you. The good thing about this career is that a college degree is not a requirement. There is no need for you to go to medical school or take college veterinary training. You can complete a short vet assistant...

transfer letter, as an easy working definition, is more of a formal request forwarded to your direct supervisor. This is commonly made by employees who are requesting a change of work location or a change in position. A job transfer letter is akin to writing a resume as if you are applying for a new job opening. It can be made as a response to an actual job vacancy in your company or as a personal request for that change. The steps you take to write a job transfer letter is pretty much like writing a resume or, to be more specific, your resume cover letter. In short, you are trying to sell yourself to the company all over again and are hoping to get that change. We'll go over some important details...

For most of us the cashier is the very first person a customer entering the store sees. Your cashiers are also the last person every customer likely sees as they leave the store. Certainly the most valuable customers interact with your cashiers as they make their purchases. With so much of your success riding on these employees, it's important to clearly understand exactly the tasks cashiers are to perform. It's also critical to clearly and consistently communicate those tasks and the associated job expectations. Next you must provide quality training to guarantee every cashier is prepared to perform all of the tasks associated with the job. In this article I present 4 critical cashier duties when...

e world of public speaking, competition can be fierce. You have to be on your toes and stand out from the sea of speakers to get the bookings. There are instances that you and other speakers will battle it out to get that precious spot in a speaking event. At times, you have to ignore your competition and put your focus back on the buyer. You have to understand that the buyer is the one making the ultimate decision whether to hire you or not. The main goal is to get the speech and the way to do this is to make your speech the best option. If you are able to present your professional service as the best choice, you will not only get the booking, you can also set a higher fee. The best way to...

otomy course is typically part of a certificate program offered by community college and medical institutes. 1-2 semesters are usually enough time for students to complete the course. Lecture and laboratory work included, phlebotomy course covers the basics of hematology. Students are trained in the collection of blood samples, infection control, the practice of safety methods, specimens processing as well as the use of laboratory computer system. Students of phlebotomy course do their practice using the sampling of capillary and venipuncture methods to collect samples of blood from the arms of simulator or their lab partners. Details of Phlebotomy Course 1. Phlebotomy Theory This is one of the...

s are one of the most in-demand health care practitioners in the world. Studies show that the nursing profession exceeds the limit of the human mind and body. For this reason, it is not surprising that the profession is faced with various problems that seem to have little or no solution. Medical facilities and hospitals are taking this information under serious consideration; making reforms in the practices and distribution of work load to properly address the issues. Nurse shortage There are approximately 2.8 million registered nurses in the United States alone and yet, it is faced with shortage problems. In the US, 30 states are suffering due to shortage problems based on a study that was...

u are trying to find out whether a career in social work is suitable for you, this article may help with your decision. It will describe the nature of the job, working conditions, the training required, the employment market, and expected earnings. Jobs in service industries are growing faster than the national average, and social work is no exception. Social work is a profession best suited for people with a strong desire to help improve the lives of others. Social workers people function as well as possible in their environment, deal with their relationships, and counsel them about personal and family problems. Social workers deal with clients facing severe illness or social problems such as...

ps now that you want to build a bigger home or want to improve your present office building, you will surely need somebody to help you do so. For sure, you will need some construction engineers, masons, carpenters, steel workers, and concrete specialists. But probably you do not know that there are some significant people you really need before you require all these people apart from those mentioned, to work on your construction. These people are the piling contractors. So called because of the kind of job they do, piling contractors are the people who are experts in making a building’s foundations, beams, base foundations, and other structures that are required before the structure is set...

ign="center"> Which is best CV Format or Layout? In short, the format preferred by the vast majority of employers and decision makers is one that is 1. Targeted, 2. Has reverse chronology and 3. Achievement Based (if appropriate). A CV layout that covers these prerequisites is what we can call the "Universal CV format". This format can also include career functions and more skills. Here is a outline list of the suggested layout with CV formats online. The Layout can change according to the writer's career history and education. 1. Contact details - name, address, telephone number (a mobile or cell number is OK). 2. Personal profile and / or Career Statement i.e. a Personal Profile with and...

u have been looking for a way to make real money or perhaps you are interested in a career change, you may have considered looking in to how to become a mortgage broker in Canada. If you are considering this opportunity you may be very surprised to learn about this exciting job. There are no college degrees or credits required and you will not need to master finance. This is not to say you will no be required to seek some education to understand the process, but there are a plethora of training options and opportunities that can get you up to speed quickly. Continue reading if you would like to learn more about this exciting career and how you can earn a great living as a mortgage broker in Canada...

ume objective statement, while an optional section of your resume, can be a powerful tool for job seekers if it used to its full potential. Strong objectives indicate how you will be of value to the company in one clear and concise statement. It tells potential employers your purpose or goal by applying to their company, and indicates the direction you want your career to go. The decision to include an objective is not one to be taken lightly, since a weak or ineffectual objective will detract from the entire resume. In fact, many recruiters feel it is better to exclude an objective entirely than to include a weak statement or one that is too generalized. As a rule, individuals who are applying for...

#ffffff;" /> Nursing informatics is the blend of clinical nursing skills with some computer processes and high level information management. Nursing informatics is a completely new aspect in the health care industry and functions with the combination of nursing skills and technological expertise. The specialists in this field are required to maintain nursing data. They are also expected to communicate any information that can improvise and pace decision making by patients, nurses and other consumers and health care providers. The process of nursing involves four different steps. These are planning, execution, observation and assessment. However, since information management is combined with the...

cription services are used in a variety of industries, most notably in medicine and law. A transcription service allows clients to submit audio recordings or video recordings to a transcriptionist who will then transcribe the audio into text. Usually the text is formatted in a way requested by the client; this can be a medical report, script, letter, or other type of document. Here is a list of different types of transcription services: Medical Transcription Medical transcription is when a transcriptionist listens to the recording of a doctor or other health professional and types the recorded dictation into a report, usually a medical report. The recordings are usually about patient diagnosis...

The Best of the Best IKA 2008 will be the biggest assemblage of culinary professionals ever: 40 national teams, 90 Regional Teams, 11 military teams and 2000 chefs and confectioners will be competing for medals and the Olympic Champion Title at the Culinary Olympics 2008 in Erfurt, Germany from October 19 - 23, 2008. Competitors will be demonstrating their top culinary performance in twenty categories that encompass every area of haute cuisine and patissier. Every four years, thousands of the world`s top chefs and confectioners compete in the International Culinary Olympics held in...

o current unemployment rates, finding a job has become difficult. Some are specifically looking for careers in which they can receive their training online, enabling them to partake in part-time jobs while moving forward with their financial health. Becoming a CNA is one of the job opportunities that fulfills these requirements. The acronym CNA stands for Certified Nursing Assistant. There is not one spot in the US where a CNA cannot find a job! As a CNA you will be able to find work whether you live in a big city or a small town. The only thing you may have to do after becoming a CNA is update your certification for any new state you move to. There are a host of advantages to those who choose to...

Okay. I'm sure you are a phenomenal cook! You should have your own show on the Food Channel, your own restaurant and all that jazz. But in the mean time, you've come to eat at the restaurant that I work at. And I need to enlighten you on a few things as far as how (and by whom) the food is prepared. Point of Enlightenment #1: I do not cook the food that you eat at my restaurant. In fact, I pretty much can't cook at all! So, when you go into an elaborate dissertation about the way the cook should have seasoned the meat, the way they should have diced the vegetables, the way you always marinate things and so on and so on-Halt! Cease and desist!  I know less than zero about marinades, seasonings...

Proper restaurant hostess training is very important because this will ensure the smooth operations of a restaurant. It's vital that you have the proper training so you'll know your basic duties as a restaurant hostess. Basically the job of a restaurant hostess is to greet the customer as they arrive at the restaurant. Most of the time they are the last person to say goodbye to the customers when they leave. But the restaurant hostess includes many other different duties. - The hostess schedules dinner reservations for guests ahead of time. She also decides where to sit the customers when they arrive. - The hostess gives specific directions to the dining room staff to make sure that the customers...

Are you looking for a job in Newport, Rhode Island? I am sure you realize how few jobs are. Remember when the Projo classified used to chuck full of jobs a few years ago? Now the Projo help wanted classifieds is only one or two columns on some days. Most Newport business owners advertise their jobs in The Newport Daily News newspaper and the Newport Daily News website or If you're looking for any job in Newport, then the Newport Daily News should be your first stop. Many Newport, Rhode Islanders have lost everything and others are about to lose it all because they lost their jobs. Not a good feeling. Being unemployed in Newport, Rhode Island can be extremely stressful and can cause major anxiety in...

Most people, not only those in the food service industry, will see the clear need for food safety training. This is an important health aspect that should not be taken lightly, as not following safety standards for food handling can lead to serious illness or even death in extreme circumstances. The topics covered n any food handling course will include the proper storage techniques and temperatures of foodstuffs, as well as the right temperature to cook it at to kill bacteria, and other aspects of management that will be discussed below. Proper temperatures are the fundamental aspect of food safety training, as this is the most effective way to control bacterial growth that can lead to food...

A cashier has a big role in a store or restaurant. Even, nowadays, you can find her in banks, retail outlets, and many other businesses. It is not easy to be a cashier. Even though the operation of business has a trouble, she still has to give priority in her job. She must perform her responsibilities efficiently and effectively. The job description of a cashier is related to the payment. She must take the customers' payments and give change to customers. She has to ensure that she has given the appropriate change. As the result, her cash drawer will balance. She also has to know how to process the payment with credit/debit cards. It is known that today, some customers use them to pay fro their...

For many years now, a lot of people have agreed that there is nothing more rewarding than owning your own Business. Most of them realize later on, that having to deal with regulations, location, employees and costumers, to mention some, it's not that easy and rewarding after all. That's when Home Based Business becomes more and more attractive and practical to everyone. But deciding to run a Home Based Business it's not an easy task either. Since we rely, most of the time, on traditional Marketing and Online Advertising, we find out that the most difficult thing, it's to attract potential customers to our Business. As an Internet Marketer, soon we discover that spending money and more money in...

If you are a business owner, it is critical that you get a Policy and Procedures Manual. This tool is going to make the difference between whether you stay sane or go crazy with frustration. No doubt your business performs that same task every day. You team of people come to work and do similar tasks day in, day out. It makes sense that you have all these tasks recorded somewhere for reference. The place not to have this is in your head. You head is the last place to have this as if it is only in your head, then you will need to perform the task or part of the task and that is certainly the last thing you want to try and free up your time. If you want more free time you must generate a Policy and...

Usually the first reason anyone does any kind of job is for the money. Girls that decide to become a table dancer are no different. The first thing we do when we receive a dancer application is to find out exactly why they want to be a dancer. A lot of the time that person is out of a job and desperate for money and has not really thought the decision out properly. For those that have done their research there are a lot of options available to learn pole dancing such as doing pole dancing courses. Not all the girls that become a table dancer are proficient in vertical dance techniques. When we think of a strip club, we usually envisage dancers sensually swinging around a pole but the reality is that...

The aviating industry in India has now opened and many private airline companies have gone through into the Indian market. This yet again has facilitated in opening of the floodgates for the job seekers. Those who have a wish to be a part of the aviation sector in India have an excess of selections before them. Airline Jobs is much in demand. Girls who are elegant, who loves to travel and can serve the customer with a pleasing smile can enter into this field. Many companies offer profitable pay scales to the airhostesses as well as flight stewards. Each airline company will necessitate a ground staff who can perform the activities of ticket reservation, cargo handling, catering in the flights...

Do you want to save money? Lots and lots of money? Did you know that you can live well AND barely touch your earnings? Don't believe it? Read these top tips for tightwads and save up to 70% to 80% of your earnings every month. Read on for the best, specific and practical tips for frugal living. NEED A PLUMBER, AN ELECTRICIAN, DECORATOR or ANY OTHER SERVICE? GET THEM TO WORK FOR FREE WITH A BARTER DEAL Join a LETS scheme. LETS stands for "local employment and trading systems" and it's essentially a local services-for-barter system. The system started in Canada in the 1980s and now there are schemes all around UK, US, Australia and Europe. You list your skill and it is given a unit of currency e.g...

Join in, become aware, you may be surprised by what you learn. Who is that person you pass everyday on your way into the office? In the heat he/she sits there sweating. In the evening he/she rolls out their cardboard to make a bed. When it rains the spot is empty. At nine in the morning, the line at the Catholic Shrine of the Immaculate Conception, on Martin Luther King, Jr. Drive, SW, stretches to the corner as a hundred men and women wait politely for coffee and a sack lunch prepared by kindergartners at a local parochial school. The bags are decorated with a five-year-olds' art. Some have a sandwich, chips and a drink. A rare few have carrots or a banana. One or two have just candy. A 20...

When in college, times are tough. Our life consists of studying, going to class, working on projects, and then working if we can fit that into our schedule. It is very common to have little to no money at all when in college. There is little time to make it, but we'll help you find ways to make it, and suggest when to make it! Part-time: First of all, if you just work a part-time job maybe 10 hours per week you can make a decent amount of money. It may not be a lot, but it will cover going out to eat with friends, some gas money, and maybe a ticket at the movies. Tutor: Are you good at a certain subject? If so, tutor in that subject. If you have a skill you can always make money from it. So, give...

It is not only the management of each and every business operation that poses a very challenging job for restaurant owners but the financing as well. At one point or another, a restaurant is faced with problems where a reliable source of funding is necessary to cover emergency expenses in the soonest possible time or just any other arising costs. Though you have options, cash advances would prove to be the most ideal if you try to consider each. It is a common knowledge that bank loan officers are not very fond of approving restaurant financing because of the high failure rate of such ventures. The current situation of economy of the United States has also aggravated the situation of the industry...

It's hard to get by nowadays. The economic slump has left no one untouched and single girls everywhere are finding it hard to manage her bills, the rent or that haute couture wardrobe. Any aid in this respect is welcomed with open arms, especially when it comes in the form of a charming, wealthy male companion - the sugar daddy! It's true, there have never been more women out there seeking sugar daddy relationships; So if you are a man of affluence feeling a void in your life, then there is no better time to try to fill it up with pleasure, exhilaration and a woman's love. These are the reasons why: 1. Education has always been a costly affair, but it has become even more so in recent years. In an...

III Two weeks later Well, Ella and Tony got married, do not leave St. Paul, and Earnest, is still part of the team. They have just gotten back from their honeymoon, they went to Chicago, about four-hundred miles from where they live; they took a train, and enjoyed the city sites, the museum, and Navy Pier. Mr. Nelson has provided a bigger apartment above the bar for them, at the same price as Tony was paying for the sleeping room. (He likes Tony, and I think this puts a thorn into the side of Cory, and Mr. Nelson likes that.) He even got a toilet in his room, not like his previous sleeping room, a public one were the other two apartments had to share. Cory is mad, he had expected Tony and Ella at...

When we talk about "The art of fine cooking" some people get a bit confused about what this means. They think it has to do with the fact that fine cooking will taste better then their own cooking but that not is really true. Fine cooking has a lot to do with presentation, how food looks on the plate it served on. Yes it should taste good as well but that is not the same as saying that it tastes better then a home cooked meal. The 'art' part in "The fine art of cooking" is probably because sometimes the plates look like little paintings. Learning Fine Cooking is an art in itself Have you ever wondered if you would be able to cook like those chefs in those highly acclaimed restaurants? Maybe someone...

I constantly receive questions and complaints from my creative professional clients about what to do when a prospect claims, "I can't afford your prices, but I want your services." My clients are frustrated, because they are usually being told this while standing in a mansion-like home, furnished with top-of-the-line furniture, with a beautifully manicured lawn, and three luxury cars parked in a four-car garage. How much your client can afford is relative to their values and beliefs of what is important. It is not your job to lower your price so the client can afford you. It is your job to help the client see the connections between their values and your services, regardless of how much money...

This is Ian's story in his own words, and singing my praises which I unabashedly share below. Of course, I was a puddle after reading this for the first time. Now, I am grateful that Ian is truly a creative writer and can express the experience with such fluidity and elegance, and offer hints of what really worked for him. His gifts and talents are being used in the way they were MEANT to be used and in a way that he can best be of service to himself, his community and the world. Even though Ian is a recent college graduate, he could be anyone who has been laid off or is dissatisfied with his or her career. This story is his journey, yet the process to doing what you love is the same and the road...

Have you ever experience the taste of excellence over your restaurant business? The kind of excellence wherein your venture is being loved not just because it offers delicious foods or it service is incomparable but because it creates an atmosphere of paradise which makes clients keep on returning. It must be the most rewarding thing that will happen to restaurant owners and operators. What is the most effective thing to do for you to experience this thing if you have your own restaurant business? "Those who are blessed with the most talent don't necessarily outperform everyone else. It's the people with follow through excel." This quotation from Mary Kay Ash explains the truth about excellence. It...

Planning a wedding can be an exciting, frightening, fun, stressful, happy, invigorating experience. Once you actually get to your wedding you just want to sit back, relax, and enjoy the fruits of your labor - but you're not done yet! The many different fabulous vendors at your wedding ceremony and reception need tips. But how do you know how much to tip, and to whom? Read on for some basic wedding tipping tips that any bride can use. Is tipping mandatory? Short answer: no. Long answer: there are three different ways to look at it. Unlike a waitress or a bartender, who generally does not get an hourly wage and depends on your tips to earn a living, your vendors have already been paid for their...

As you can imagine over the years we've seen thousands of cruise job applications. Some great, some okay and some downright poor! Here are the five of the most commons mistakes we see most job seekers making time and time again: 1) Applying for more than one position in the same application. Whether applying for a job on a large or small cruise line, be extremely specific regarding the exact position you are applying for - never apply for more than one job at a time. If you're applying to be an Assistant Purser, then state that clearly at the top of your resume and on your cover letter. If you're applying to work in Food & Beverage, then put down exactly what job you feel most suitable for in that...

ign="center"> Have you ever thought about being your own boss? Getting rid of that 9-5 job and possibly the part-time job you picked up for the evenings and weekends, as well? Take vacations and buy new cars! Be able to spend time with your family and friends! I thought this sounded great to me, so I started checking out some of the "make-money-at-home" programs. This is what I have learned... Each individual program sounded very legitimate when I did my research before trying the ones that I chose. Later, after attempting to take off with several of them, I realized that not all of these programs were for me. I had to find the right one that would work with my schedule and my work ethic! There are...