Your Occupation and Your Auto Insurance Rates – Why Do Some Occupations Pay More For Car Insurance?

Is it really true that some people a cheaper autoArchitect 23 $ 1,130.71
insurance rate easy to get on the basis of their24 Machinist / Toolmaker $ 1,131.33
work can? What is the relationship between work25Marketing / Advertising $ 1,135.33
and your car insurance rates? Is it fair charge for26 Cleaning / Janitorial $ 1,136.02
the higher car insurance premiums to the people27 Mechanic $ 1,138.33
in certain "higher risk" work occupations? These28 repair / maintenance $ 1,142.89
are all important questions to ask for all, especially29 Null $ 1,146.46
those who work (most of us!) How many peopleMilitary Officer 30 $ 1,147.96
do not realize thattheir profession is one of the31 Craftsman / Manufacturer $ 1,150.80
factors that many insurance companies put their32 Customer Service $ 1,151.92
motor insurance prices as a basis.33Other – Prof w / Coll Degree $ 1,156.33
- Auto Insurance34 Construction / Skilled Worker $ 1,159.93
The world of the professions is a very broad35 Technicians $ 1,160.09
term. Not only that label professions who you are36 Other – No College Degree $ 1,181.74
and what you do for a living, but now they have37 Bank / Transportation / Office Staff $
a lot with how much you pay into the insurance1,190.75
business. Life insurance is an important example of38 Nanny / Caretaker $ 1,193.97
this type of occupational division. High risk39 Military E5 + $ 1,196.27
occupations such as construction workers, miners40 Admin Asst. / Secretary $ 1,209.26
andsome other professions in which the person is41 clergy$ 1,209.72
in danger of death and injury on more expensive42 Driver $ 1,209.94
premium in comparison to those in which the43 Health Care Worker $ 1,212.75
person is sitting behind a desk all day. Many people44 Financial / Ins Prof w / Degree $ 1,213.17
do not believe that this is the task of the motor45 Barber / Beautician $ 1,214.47
vehicle is insured, but it's my job, so they know46 Sales / Real Estate $ 1,215.04
they are very disappointed. There are certain47 Government GS1-GS5 $ 1,215.50
professions that a large degree of attention to48 Self Employed $ 1,217.59
automobile insurance, while some others are really49 ProfessionalWorker $1,219.49
at high risk for carInsurance companies. Below50 Security/Prison Worker $1,227.74
you will find be able to see where your work51 Administrator $1,229.80
belongs, and whether to try it in your advantage52 Supervisor/Asst. Manager $1,231.67
or against you at the time to get car insurance.53 Manager/Director $1,240.14
- Auto Insurance54 Government GS6 or higher $1,262.45
Given on the basis of the 2006 Report crew the55 Police/Fire – other $1,264.62
following are the 63 occupations starting with the56 Medical Doctor/Dentist $1,277.63
cheapest one, at car insurance for you and ending57 Military E1 to E4 $ 1,294.69
with the most expensive.58 CPA / Comptroller $ 1,301.36
1 Scientist $ 870.2059 Police / Fire Department – Lt. / Cptn /
2Retired $917.63Chief $ 1,314.88
3 Currently not working $934.1060 Nurse $ 1,316.40
4 Pilot/Navigator $965.9461 Lawyer / Attorney / Judge $ 1,370.39
5 Disabled $968.1462 Executive $ 1375.38
6 Actor/Performer/Artist $971.1063 Business Owner $ 1,405.11
7 Librarian/Historian $1,008.86There is a good explanation for each of the
8 Farmer $1,015.62following professions and why they rank in the
9 Student $ 1,028.96top orbottom of the table. Let's start with the
10 Public Official $ 1,068.83top and why scientists, retired people and pilots or
11 Design Services $ 1,070.87navigators rank up there. When you are a
12 waiter / bartender / host $ 1,071.25scientist your significant research is done in the
13 Engineer $ 1,087.56home or at a company that pays you to be
14 Athletes $ 1,088.29meticulous and find valuable information. This
15 Home Maker $ 1,091.73people often take those careful practices that
16 Instructor / Coach / TA $ 1,098.86they learn from work and use them on the road.
17Breeder / Groomer / Trainer $ 1,102.83Scientists are thought to be careful individuals that
18 Clerk / Checkout $ 1,105.93think things twice and always pay full attention at
19 computer science / mathematics / research $the actions that they do. For this reason, they
1,110.15tend to be better drivers out there than in many
20 Chief / Baker $ 1,114.89other professions and for those reasons, they
21 Teacher / Dean / Educ Degree $ 1,121.15average premium is directly situated at $ 870 per
22 Machine Operator $ 1,126.34month.